Terms of Use

Acceptance of these terms

These Terms of Use govern your use of autoqb.com (the "site"), operated by AutoQB. By using the site, you agree to these terms and to our Privacy Policy. If you do not agree, please do not use the site.

Educational information only

AutoQB publishes general educational information. It is not financial, legal or insurance advice, and AutoQB is not a lender, insurer, broker or government agency.

The content on the site describes how car insurance commonly works in the United States. It does not take into account your personal circumstances, your state's specific laws, or the terms of any particular policy. Insurance rules, coverages and requirements vary by state and by insurer. Before making a decision, read your policy documents and consult your insurer, a licensed agent, a licensed attorney or your state insurance department as appropriate. Using the site does not create any advisory, agency or professional relationship between you and AutoQB.

Accuracy and changes

We work to keep our guides accurate and current, and each guide shows when it was last reviewed. However, laws, regulations and industry practices change, and we do not warrant that the content is complete, accurate or up to date at any given time. Any examples or figures in our guides are illustrative only. We may change, update or remove content at any time without notice.

Using the site

You may view and share links to the site for your own personal, non-commercial use. You agree not to:

• Use the site in any way that breaks the law or infringes the rights of others
• Copy, republish or sell substantial portions of the site's content without our written permission
• Interfere with the site's operation, attempt to gain unauthorized access, or submit automated or bulk form entries
• Submit false information or information about another person without their permission

Intellectual property

The text, design and graphics of the site are owned by AutoQB and protected by copyright and other laws. Photographs are used under the Unsplash License and remain the property of their respective photographers, who are credited on the pages where their work appears.

Your submissions

When you send us a message or sign up for updates, you confirm that the information you provide is accurate and that you are entitled to provide it. Please do not send confidential or sensitive information. If you send us suggestions or feedback about our content, we may use them without obligation to you.

Email and text messages

If you sign up, you agree to receive email updates from AutoQB, and you can unsubscribe at any time. Text messages are sent only if you separately opt in, and are governed by our Mobile Policy. Consent to receive messages is not a condition of any purchase.

Links to other websites

The site links to official public resources and other third-party websites for your convenience. We do not control those websites and are not responsible for their content, availability or practices. A link does not imply that AutoQB is affiliated with, endorsed by or endorses the linked organization.

Disclaimer of warranties

The site and its content are provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy and non-infringement, to the fullest extent permitted by law. We do not warrant that the site will be uninterrupted, secure or free of errors.

Limitation of liability

To the fullest extent permitted by law, AutoQB will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of money, data or opportunity, arising out of or related to your use of, or inability to use, the site or its content, including any decision you make based on information found on the site. Where liability cannot be excluded, it is limited to the greatest extent the law allows.

Indemnification

You agree to indemnify and hold harmless AutoQB from any claims, losses or expenses, including reasonable legal fees, arising from your misuse of the site or your violation of these terms.

General terms

These terms are governed by the laws of the United States and the state in which AutoQB is based, without regard to conflict-of-law rules. If any part of these terms is found unenforceable, the rest remains in effect. Our failure to enforce any provision is not a waiver of it. We may update these terms from time to time; the "Last updated" date above shows when they last changed, and continued use of the site means you accept the updated terms.

Contact us

Questions about these terms can be sent to info@autoqb.com.